Medicare Advantage operates on a risk-based model. Learn how risk adjustment calculates payments to MA plans based on members' health conditions and risk profiles. ...more
Medicare
September 26, 2023•6 min read
Is Medicare Part B premium-free or do most people have to pay each month? Learn who can get Part B without paying a premium and what costs are in 2023. ...more
Medicare
September 25, 2023•7 min read
Discover whether colonoscopies are covered by Medicare. Get information on Medicare coverage for colonoscopy procedures, requirements, and potential costs. Stay informed about your healthcare options. ...more
Medicare
September 24, 2023•10 min read
This article examines how Medicare premiums can be based on modified adjusted gross income. It outlines the IRMAA income thresholds that trigger premium surcharges for individuals and married couples ... ...more
Medicare
September 23, 2023•10 min read
When choosing a plan to supplement original Medicare coverage, it's important to understand the differences between Medigap/Medicare Supplement plans versus Medicare Advantage plans. ...more
Medicare
September 22, 2023•8 min read
Understanding the key differences between Medicare Supplement and Medicare Advantage plans can help you choose the right coverage. This guide compares how these two options work with Original Medicare... ...more
Medicare
September 21, 2023•9 min read
Many Medicare Advantage plans pay 100% of Medicare-covered services after you meet your deductible. But Advantage plans also have out-of-pocket maximums that cap your costs for the year. ...more
Medicare
September 15, 2023•6 min read
Unlike Medigap plans, Medicare Advantage premiums do not necessarily increase as you get older. However, Medicare Advantage plans can still raise premiums year-to-year. Learn how ...more
Medicare
September 14, 2023•7 min read
With original Medicare, you pay 20% coinsurance for most covered medical services after meeting your deductible. Medicare Advantage plans cover this coinsurance. ...more
Medicare
September 13, 2023•7 min read
Medicare beneficiaries enrolled in Medicare Advantage plans are responsible for paying their plan premiums, if applicable. Many have $0 premium plans, but some Advantage plans charge more ...more
Medicare
September 12, 2023•7 min read
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Plans are insured or covered by Medicare Advantage (HMO, PPO, and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. We do not offer every plan in your area. Please contact medicare.gov or 1-800-Medicare to get information on all your options.
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